Pengaruh Pengetahuan Investasi, Literasi Keuangan, dan Kemajuan Teknologi Informasi terhadap Keputusan Investasi dimediasi Minat Investasi Saham pada Remaja Kecamatan Mranggen

Authors

  • Atina Amalia Sulha Universitas Pandanaran
  • Cicik Harini Universitas Pandanaran
  • Heru Sri Wulan Universitas Pandanaran

DOI:

https://doi.org/10.61132/jumbidter.v3i3.1665

Keywords:

Financial Literacy, Information Technology Advancement, Investment Decisions, Investment Interest, Investment Knowledge

Abstract

This study aims to analyze the influence of investment knowledge, financial literacy, and information technology advancements on investment decisions, with stock investment interest serving as an intervening variable among Generation Z youths in Mranggen District, Demak Regency. The study utilizes quantitative data derived from primary sources. Purposive sampling was employed to select a sample of 100 respondents. Data collection was conducted through the distribution of questionnaires. Data analysis techniques included classical assumption tests (normality, multicollinearity, and heteroscedasticity tests), Two-Stage Least Squares (2SLS) regression analysis, the t-test, the coefficient of determination (R²), and path analysis. The research results indicate that investment knowledge has a positive but insignificant effect on interest in stock investment. Meanwhile, financial literacy and advancements in information technology have a positive and significant effect on interest in stock investment. Investment knowledge, financial literacy, advancements in information technology, and interest in stock investment were also found to have a positive and significant effect on investment decisions. Furthermore, interest in stock investment does not mediate the influence of investment knowledge, financial literacy, or advancements in information technology on the investment decisions of Generation Z adolescents in Mranggen District, Demak Regency.

Downloads

Download data is not yet available.

References

ALLdiningtyalls, S., & Hallkim, L. (2022). Pengallruh Pengetallhualln Investallsi, Motivallsi, Dalln Uallng Sallku Terhalldallp Minallt Mallhallsiswall Berinvestallsi Di Pallsallr Modalll Syallriallh Dengalln Risiko Investallsi Seballgalli Vallriallbel Intervening. Jurnalll Ilmiallh Ekonomi Islallm, 8(1), 474–482.

ALLnwallr, S., & Siregallr, Q. R. (2025). Pengallruh Pengalllallmalln Investallsi dalln Risk Tolerallnce Terhalldallp Keputusalln Investallsi Dengalln Minallt Investallsi Seballgalli Vallriallbel Intervening. Bursall: Jurnalll Ekonomi dalln Bisnis, 4(2), 60-70.

ALLyumi, R. N. (2024). Pengallruh Literallsi Keuallngalln, Pengetallhualln Investallsi Melalllui Minallt Investallsi Seballgalli Vallriallbel Intervening Terhalldallp Keputusalln Investallsi Mallhallsiswall. Jurnalll Mallnalljemen, Hukum dalln Sosialll, 2(1).

Bator, R. J., Bryan, A. D., & Schultz, P. W. (2011). Who gives a hoot?: Intercept surveys of litterers and disposers. Environment and Behavior, 43(3), 295–315

Cempalkal, D. (2021). ALnallisis pengalruh pengetalhualn investalsi terhaldalp minalt investalsi paldal malhalsiswal ekonomi. Jurnall Pendidikaln daln Ekonomi, 10(2), 112–120.

Eduallrd, M. B., Widyallstuti, T., Mallidallni, M., & Sallri, P. N. (2024). Pengallruh pengetallhualln investallsi, finallncialll literallcy, dalln persepsi risiko terhalldallp keputusalln investallsi palldall generallsi milenialll dalln generallsi z di kecallmalltalln bekallsi utallrall. SENTRI: Jurnalll Riset Ilmiallh, 3(2), 924-941.

Hidalyalt, R. (2023). Pengalruh kemudalhaln penggunalaln daln kealmalnaln alplikalsi investalsi terhaldalp kepercalyalaln daln minalt investor pemulal. Jurnall Teknologi Informalsi daln Keualngaln, 8(1), 33–42.

Hidalyalti, S. (2021). ALnallisis pengalruh alnallisis fundalmentall daln teknikall terhaldalp keputusaln investalsi salhalm di Bursal Efek Indonesial. Jurnall Ekonomi daln Bisnis Indonesial, 36(2), 189–202.

Kalhnemaln, D., & Tversky, AL. (1979). Prospect theory: ALn alnallysis of decision under risk.Econometrical,47(2),263–291.

Koma, F., & Jatiningsih, O. (2024). Pengaruh bias psikologis dan persepsi risiko terhadap keputusan investasi saham pada investor muda. Jurnal Keuangan dan Perbankan, 28(1),12–24.

KSEI. (2025). Laporan perkembangan investor pasar modal Indonesia tahun 2025. Jakarta: Kustodian Sentral Efek Indonesia.

Kustodialn Sentrall Efek Indonesial. (2025). Lalporaln staltistik investor palsalr modall Indonesial — Periode Desember 2025. Jalkalrtal: KSEI.

Lee, I., & Shin, Y. J. (2021). Fintech: Ecosystem, business models, investment decisions, alnd challlenges. Business Horizons, 64(1), 75–86.

Nurfalldilallh, Nurfalldilallh, Ikall Wallhyuni, allnd Idall Suballidall. 2022. “Pengallruh Pengetallhualln Investallsi Dalln Kemalljualln Teknologi Terhalldallp Keputusalln Investallsi Dengalln Minallt Investallsi Seballgalli Vallriallbel Intervening (Studi Mallhallsiswall Prodi Mallnalljemen Universitalls ALLbdurallchmalln Sallleh Situbondo).” Jurnalll Mallhallsiswall Entrepreneurship https://doi.org/10.36841/jme.v1i8.2209. (JME) 1 (8): 1630.

Otoritals Jalsal Keualngaln. (2022). Halsil survei nalsionall literalsi daln inklusi keualngaln (SNLIK) talhun 2022. Jalkalrtal: OJK Republik Indonesial.

Otoritals Jalsal Keualngaln. (2022). Straltegi nalsionall literalsi keualngaln Indonesial 2021–2025. Jalkalrtal: OJK Republik Indonesial.

Praltalmal, D. (2023). Pengalruh pengetalhualn investalsi daln pemalhalmaln risiko terhaldalp perilalku investalsi malhalsiswal sertal implikalsinyal paldal pencegalhaln investalsi bodong. Jurnall Pendidikaln Ekonomi daln Kewiralusalhalaln, 11(1), 24–35.

Putri, I. H. ALL., & Sallntoso, ALL. (2024). Pengallruh Pengetallhualln Investallsi, Persepsi Risiko Dalln Kemalljualln Teknologi Terhalldallp Keputusalln Investallsi. Ekono Insentif, 18(1), 34-46.

Sallhallbuddin, R., ALLrif, H. M., Tallufik, F. ALL., Irfalln, M. ALL. Z., & Lestallri, W. ALL. (2024). Pengallruh Pengetallhualln Investallsi dalln Kemalljualln Teknologi Terhalldallp Keputusalln Investallsi di Kalllallngalln Mallhallsiswall Gen-Z dengalln Minallt Investallsi seballgalli Vallriallbel Intervening: Studi Kallsus palldall Mallhallsiswall Prodi Mallnalljemen Universitalls Negeri Mallkallssallr. Mallnallgement, Economics, Trallde, allnd ALLccounting Journalll (METALL-JOURNALLL), 2(1), 1-8.

Sallputri, S. W., & Siregallr, Q. R. (2023). Pengallruh Persepsi Kemudallhalln Penggunallalln Efektivitalls Dalln Risiko Terhalldallp Minallt Bertrallnsallksi. SOSEK: Jurnalll Sosialll Dalln Ekonomi, 4(1), 1–13

Downloads

Published

2026-07-31

How to Cite

Atina Amalia Sulha, Cicik Harini, & Heru Sri Wulan. (2026). Pengaruh Pengetahuan Investasi, Literasi Keuangan, dan Kemajuan Teknologi Informasi terhadap Keputusan Investasi dimediasi Minat Investasi Saham pada Remaja Kecamatan Mranggen. Jurnal Manajemen Bisnis Digital Terkini, 3(3), 347–360. https://doi.org/10.61132/jumbidter.v3i3.1665