Perkembangan FinTech Terhadap Crowdfunding dan Blockchain di Indonesia

Authors

  • Oky Wida Syahputra Institut Teknologi Telkom Purwokerto
  • Shasi Naila Zahra Kamila Institut Teknologi Telkom Purwokerto
  • Sahwan Sakha Salladin Institut Teknologi Telkom Purwokerto
  • Maliana Puspa Arum Institut Teknologi Telkom Purwokerto

DOI:

https://doi.org/10.61132/jumabedi.v1i3.280

Keywords:

Fintech, Crowdfunding, Blockchain,, Financial Innovation, Financial Ecosystem Growth

Abstract

Fintech is recognized as a crucial innovation in the financial industry and is growing rapidly in Indonesia, driven by the sharing economy, regulations, and information technology. Financial technology transforms the way financial services are accessed and managed, providing efficient solutions. Crowdfunding plays a vital role in supporting initiatives with online contributions. Blockchain, a distributed ledger technology, offers high security and transparency. This research employs a descriptive-analytical approach to investigate fintech development in Indonesia, highlighting growth, innovation, and blockchain implementation. From this research, the authors conclude that the development of Fintech in Indonesia, particularly in Crowdfunding and Blockchain, has a positive impact on the accessibility of financial services, investment innovation, and the prevention of accounting fraud, forming a solid foundation for sustainable growth in the modern financial ecosystem.

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Published

2024-08-01

Issue

Vol. 1 No. 3 (2024): Agustus : Jurnal Manajemen Bisnis Era Digital

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Articles

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